Call reports 2023
FNBT BANK — 2023
What FNBT BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 596,511,000 | 568,069,000 | 566,429,000 | 574,702,000 |
| Total loans | 209,923,000 | 219,005,000 | 228,799,000 | 241,463,000 |
| Allowance for loan losses | 4,460,000 | 4,458,000 | 4,493,000 | 4,410,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 179,931,000 | 179,956,000 | 179,977,000 | 153,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,660,000 | 502,054,000 | 499,311,000 | 510,306,000 |
| Interest-bearing deposits | 507,302,000 | 474,348,000 | 477,077,000 | 389,546,000 |
| Noninterest-bearing deposits | 24,358,000 | 27,706,000 | 22,234,000 | 120,760,000 |
| Equity capital | 63,049,000 | 64,124,000 | 64,807,000 | 62,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,050,000 | 12,595,000 | 19,424,000 | 26,589,000 |
| Interest expense | 983,000 | 2,500,000 | 4,548,000 | 6,887,000 |
| Net interest income | 5,067,000 | 10,095,000 | 14,876,000 | 19,702,000 |
| Noninterest income | 1,475,000 | 3,069,000 | 4,596,000 | 6,115,000 |
| Noninterest expense | 3,486,000 | 7,099,000 | 10,798,000 | 14,415,000 |
| Provision for loan losses | -50,000 | -65,000 | -29,000 | -113,000 |
| Pretax income | 3,083,000 | 6,117,000 | 8,756,000 | 11,548,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,083,000 | 6,117,000 | 8,756,000 | 11,548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,192,000 | 64,225,000 | 64,865,000 | 62,657,000 |
| Total capital | 66,362,000 | 67,283,000 | 67,921,000 | 65,800,000 |
| Risk-weighted assets | 251,983,000 | 242,922,000 | 242,798,000 | 249,946,000 |