Call reports 2022
FNBT BANK — 2022
What FNBT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 677,776,000 | 687,388,000 | 626,993,000 | 586,236,000 |
| Total loans | 209,896,000 | 188,389,000 | 186,787,000 | 204,328,000 |
| Allowance for loan losses | 4,834,000 | 4,902,000 | 4,853,000 | 4,846,000 |
| Securities available for sale | 94,039,000 | 3,952,000 | 3,965,000 | 1,000 |
| Securities held to maturity | 110,333,000 | 220,067,000 | 199,966,000 | 154,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,518,000 | 628,483,000 | 565,560,000 | 525,026,000 |
| Interest-bearing deposits | 562,841,000 | 606,638,000 | 552,404,000 | 512,446,000 |
| Noninterest-bearing deposits | 26,677,000 | 21,845,000 | 13,156,000 | 12,580,000 |
| Equity capital | 55,336,000 | 56,934,000 | 59,401,000 | 59,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,081,000 | 6,855,000 | 11,145,000 | 16,405,000 |
| Interest expense | 241,000 | 507,000 | 813,000 | 1,248,000 |
| Net interest income | 2,840,000 | 6,348,000 | 10,332,000 | 15,157,000 |
| Noninterest income | 1,816,000 | 3,646,000 | 5,569,000 | 6,991,000 |
| Noninterest expense | 3,429,000 | 7,041,000 | 10,673,000 | 14,101,000 |
| Provision for loan losses | -16,000 | -80,000 | -123,000 | -122,000 |
| Pretax income | 1,243,000 | 3,033,000 | 5,351,000 | 8,169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,243,000 | 3,033,000 | 5,351,000 | 8,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,634,000 | 57,422,000 | 59,740,000 | 60,059,000 |
| Total capital | 59,163,000 | 60,527,000 | 62,737,000 | 63,379,000 |
| Risk-weighted assets | 280,866,000 | 246,600,000 | 237,926,000 | 264,048,000 |