Call reports 2021
FNBT BANK — 2021
What FNBT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 586,065,000 | 619,219,000 | 609,543,000 | 622,822,000 |
| Total loans | 211,499,000 | 204,259,000 | 205,368,000 | 199,773,000 |
| Allowance for loan losses | 4,805,000 | 4,734,000 | 4,722,000 | 4,734,000 |
| Securities available for sale | 4,002,000 | 3,998,000 | 4,001,000 | 3,992,000 |
| Securities held to maturity | 4,000 | 4,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,909,000 | 519,746,000 | 523,974,000 | 547,895,000 |
| Interest-bearing deposits | 469,478,000 | 489,916,000 | 500,771,000 | 521,146,000 |
| Noninterest-bearing deposits | 29,431,000 | 29,830,000 | 23,203,000 | 26,749,000 |
| Equity capital | 51,589,000 | 52,519,000 | 53,608,000 | 54,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,143,000 | 5,983,000 | 8,908,000 | 11,719,000 |
| Interest expense | 306,000 | 623,000 | 952,000 | 1,259,000 |
| Net interest income | 2,837,000 | 5,360,000 | 7,956,000 | 10,460,000 |
| Noninterest income | 2,159,000 | 4,402,000 | 6,575,000 | 8,556,000 |
| Noninterest expense | 3,456,000 | 7,272,000 | 10,960,000 | 14,660,000 |
| Provision for loan losses | 3,000 | 20,000 | 16,000 | 21,000 |
| Pretax income | 1,537,000 | 2,470,000 | 3,555,000 | 4,335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,537,000 | 2,470,000 | 3,555,000 | 4,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,593,000 | 52,526,000 | 53,612,000 | 54,390,000 |
| Total capital | 55,658,000 | 56,429,000 | 57,505,000 | 58,178,000 |
| Risk-weighted assets | 324,442,000 | 311,432,000 | 310,575,000 | 302,105,000 |