Call reports 2020
FNBT BANK — 2020
What FNBT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 464,534,000 | 529,203,000 | 519,215,000 | 522,778,000 |
| Total loans | 186,965,000 | 202,435,000 | 213,771,000 | 208,509,000 |
| Allowance for loan losses | 4,731,000 | 4,836,000 | 4,820,000 | 4,794,000 |
| Securities available for sale | 4,086,000 | 4,066,000 | 4,044,000 | 4,020,000 |
| Securities held to maturity | 7,000 | 6,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,765,000 | 448,820,000 | 435,307,000 | 450,123,000 |
| Interest-bearing deposits | 367,061,000 | 422,469,000 | 414,066,000 | 417,258,000 |
| Noninterest-bearing deposits | 22,704,000 | 26,351,000 | 21,241,000 | 32,865,000 |
| Equity capital | 50,331,000 | 51,701,000 | 53,146,000 | 52,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,747,000 | 7,112,000 | 10,362,000 | 13,621,000 |
| Interest expense | 624,000 | 1,019,000 | 1,357,000 | 1,640,000 |
| Net interest income | 3,123,000 | 6,093,000 | 9,005,000 | 11,981,000 |
| Noninterest income | 1,758,000 | 3,604,000 | 7,329,000 | 10,008,000 |
| Noninterest expense | 3,580,000 | 7,014,000 | 10,617,000 | 14,370,000 |
| Provision for loan losses | -14,000 | 1,000 | -9,000 | -22,000 |
| Pretax income | 1,315,000 | 2,682,000 | 5,726,000 | 7,641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,315,000 | 2,682,000 | 5,726,000 | 7,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,330,000 | 51,697,000 | 53,142,000 | 52,056,000 |
| Total capital | 53,491,000 | 55,125,000 | 56,710,000 | 55,817,000 |
| Risk-weighted assets | 251,324,000 | 272,826,000 | 284,228,000 | 299,833,000 |