Call reports 2019
FNBT BANK — 2019
What FNBT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 438,123,000 | 461,728,000 | 451,165,000 | 455,516,000 |
| Total loans | 166,352,000 | 174,858,000 | 182,149,000 | 181,599,000 |
| Allowance for loan losses | 4,731,000 | 4,710,000 | 4,783,000 | 4,741,000 |
| Securities available for sale | 6,399,000 | 6,458,000 | 6,470,000 | 6,490,000 |
| Securities held to maturity | 14,000 | 12,000 | 11,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,802,000 | 376,108,000 | 373,759,000 | 384,891,000 |
| Interest-bearing deposits | 343,622,000 | 351,718,000 | 352,623,000 | 367,623,000 |
| Noninterest-bearing deposits | 18,180,000 | 24,390,000 | 21,136,000 | 17,268,000 |
| Equity capital | 47,563,000 | 49,700,000 | 50,215,000 | 49,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,796,000 | 7,931,000 | 12,122,000 | 16,037,000 |
| Interest expense | 692,000 | 1,425,000 | 2,132,000 | 2,808,000 |
| Net interest income | 3,104,000 | 6,506,000 | 9,990,000 | 13,229,000 |
| Noninterest income | 1,793,000 | 4,135,000 | 6,388,000 | 8,536,000 |
| Noninterest expense | 3,284,000 | 6,956,000 | 10,642,000 | 14,165,000 |
| Provision for loan losses | -21,000 | -28,000 | -19,000 | -34,000 |
| Pretax income | 1,634,000 | 3,713,000 | 5,755,000 | 7,634,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,634,000 | 3,713,000 | 5,755,000 | 7,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,668,000 | 49,746,000 | 50,248,000 | 49,815,000 |
| Total capital | 50,664,000 | 52,999,000 | 53,641,000 | 53,204,000 |
| Risk-weighted assets | 237,933,000 | 258,753,000 | 270,040,000 | 269,755,000 |