Call reports 2018
FNBT BANK — 2018
What FNBT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 413,368,000 | 436,287,000 | 423,062,000 | 436,190,000 |
| Total loans | 126,191,000 | 141,084,000 | 153,811,000 | 157,790,000 |
| Allowance for loan losses | 4,332,000 | 4,319,000 | 4,325,000 | 4,352,000 |
| Securities available for sale | 6,330,000 | 6,325,000 | 6,323,000 | 6,371,000 |
| Securities held to maturity | 25,000 | 21,000 | 18,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,446,000 | 352,917,000 | 346,768,000 | 370,517,000 |
| Interest-bearing deposits | 316,812,000 | 331,412,000 | 331,751,000 | 351,125,000 |
| Noninterest-bearing deposits | 20,634,000 | 21,505,000 | 15,017,000 | 19,392,000 |
| Equity capital | 46,123,000 | 47,353,000 | 47,715,000 | 47,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,360,000 | 7,389,000 | 11,610,000 | 16,185,000 |
| Interest expense | 363,000 | 803,000 | 1,326,000 | 1,982,000 |
| Net interest income | 2,997,000 | 6,586,000 | 10,284,000 | 14,203,000 |
| Noninterest income | 1,216,000 | 2,346,000 | 3,449,000 | 4,606,000 |
| Noninterest expense | 3,251,000 | 6,704,000 | 10,139,000 | 13,517,000 |
| Provision for loan losses | 6,000 | 38,000 | 40,000 | 1,000 |
| Pretax income | 956,000 | 2,190,000 | 3,554,000 | 5,291,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 956,000 | 2,190,000 | 3,554,000 | 5,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,298,000 | 47,532,000 | 47,896,000 | 47,134,000 |
| Total capital | 48,686,000 | 50,266,000 | 50,836,000 | 50,155,000 |
| Risk-weighted assets | 189,130,000 | 217,165,000 | 233,838,000 | 240,335,000 |