Call reports 2017
FNBT BANK — 2017
What FNBT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 411,990,000 | 419,069,000 | 404,685,000 | 409,677,000 |
| Total loans | 116,841,000 | 118,444,000 | 110,750,000 | 118,806,000 |
| Allowance for loan losses | 4,167,000 | 4,260,000 | 4,342,000 | 4,336,000 |
| Securities available for sale | 6,416,000 | 6,438,000 | 6,436,000 | 6,377,000 |
| Securities held to maturity | 59,000 | 51,000 | 42,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,575,000 | 341,619,000 | 332,898,000 | 339,342,000 |
| Interest-bearing deposits | 320,558,000 | 320,442,000 | 317,340,000 | 319,668,000 |
| Noninterest-bearing deposits | 19,017,000 | 21,177,000 | 15,558,000 | 19,675,000 |
| Equity capital | 45,396,000 | 45,951,000 | 45,815,000 | 46,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,678,000 | 5,926,000 | 9,237,000 | 12,283,000 |
| Interest expense | 237,000 | 488,000 | 765,000 | 1,091,000 |
| Net interest income | 2,441,000 | 5,438,000 | 8,472,000 | 11,192,000 |
| Noninterest income | 1,608,000 | 3,367,000 | 4,774,000 | 5,988,000 |
| Noninterest expense | 3,316,000 | 6,698,000 | 10,085,000 | 13,459,000 |
| Provision for loan losses | 7,000 | 7,000 | 5,000 | 7,000 |
| Pretax income | 726,000 | 2,100,000 | 3,156,000 | 3,714,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 726,000 | 2,100,000 | 3,156,000 | 3,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,484,000 | 46,018,000 | 45,883,000 | 46,442,000 |
| Total capital | 47,705,000 | 48,310,000 | 48,146,000 | 48,858,000 |
| Risk-weighted assets | 175,726,000 | 181,429,000 | 178,987,000 | 191,372,000 |