Call report 2004Q4
FNBT BANK — 2004Q4
The 22 measures FNBT BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 403,254,000 | USD | evidence → |
| Total loans | 231,715,000 | USD | evidence → |
| Allowance for loan losses | 3,197,000 | USD | evidence → |
| Securities available for sale | 37,078,000 | USD | evidence → |
| Securities held to maturity | 1,480,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 329,414,000 | USD | evidence → |
| Interest-bearing deposits | 281,516,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,898,000 | USD | evidence → |
| Equity capital | 32,144,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,359,000 | USD | evidence → |
| Interest expense | 3,383,000 | USD | evidence → |
| Net interest income | 12,976,000 | USD | evidence → |
| Noninterest income | 8,452,000 | USD | evidence → |
| Noninterest expense | 15,280,000 | USD | evidence → |
| Provision for loan losses | 446,000 | USD | evidence → |
| Pretax income | 5,702,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,702,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,173,000 | USD | evidence → |
| Total capital | 35,370,000 | USD | evidence → |
| Risk-weighted assets | 284,945,000 | USD | evidence → |