Call reports 2001
FNBT BANK — 2001
What FNBT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 283,970,000 | 303,598,000 | 310,894,000 | 308,649,000 |
| Total loans | 178,386,000 | 184,597,000 | 177,831,000 | 185,625,000 |
| Allowance for loan losses | 2,226,000 | 2,397,000 | 2,393,000 | 2,363,000 |
| Securities available for sale | 55,839,000 | 52,037,000 | 93,696,000 | 74,906,000 |
| Securities held to maturity | 6,112,000 | 13,938,000 | 4,788,000 | 1,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,142,000 | 240,553,000 | 250,343,000 | 250,123,000 |
| Interest-bearing deposits | 206,633,000 | 223,038,000 | 236,311,000 | 232,359,000 |
| Noninterest-bearing deposits | 17,509,000 | 17,515,000 | 14,032,000 | 17,764,000 |
| Equity capital | 24,549,000 | 25,690,000 | 26,542,000 | 25,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,319,000 | 10,674,000 | 16,153,000 | 21,266,000 |
| Interest expense | 2,302,000 | 4,643,000 | 6,919,000 | 8,726,000 |
| Net interest income | 3,017,000 | 6,031,000 | 9,234,000 | 12,540,000 |
| Noninterest income | 1,417,000 | 3,100,000 | 4,734,000 | 6,184,000 |
| Noninterest expense | 3,236,000 | 6,657,000 | 10,047,000 | 13,720,000 |
| Provision for loan losses | 32,000 | 320,000 | 336,000 | 356,000 |
| Pretax income | 1,166,000 | 2,154,000 | 3,585,000 | 4,839,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,166,000 | 2,154,000 | 3,585,000 | 4,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,152,000 | 25,141,000 | 25,293,000 | 25,791,000 |
| Total capital | 26,378,000 | 27,538,000 | 27,686,000 | 28,154,000 |
| Risk-weighted assets | 189,792,000 | 200,291,000 | 201,748,000 | 212,836,000 |