Call reports 2026
VERABANK, NATIONAL ASSOCIATION — 2026
What VERABANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 4,530,899,000 | 4,582,833,000 |
| Total loans | 2,802,674,000 | 2,802,393,000 |
| Allowance for loan losses | 34,212,000 | 34,749,000 |
| Securities available for sale | 387,830,000 | 444,591,000 |
| Securities held to maturity | 255,626,000 | 253,299,000 |
| Trading assets | 0 | 0 |
| Total deposits | 3,975,144,000 | 4,023,786,000 |
| Interest-bearing deposits | 2,786,553,000 | 2,801,854,000 |
| Noninterest-bearing deposits | 1,188,591,000 | 1,221,932,000 |
| Equity capital | 519,576,000 | 522,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 56,844,000 | 115,462,000 |
| Interest expense | 12,958,000 | 25,796,000 |
| Net interest income | 43,886,000 | 89,666,000 |
| Noninterest income | 11,182,000 | 22,406,000 |
| Noninterest expense | 32,178,000 | 64,851,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 |
| Pretax income | 21,799,000 | 45,080,000 |
| Income tax | 4,212,000 | 8,732,000 |
| Net income | 17,587,000 | 36,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 495,329,000 | 497,939,000 |
| Total capital | 530,293,000 | 533,440,000 |
| Risk-weighted assets | 2,866,289,000 | 2,883,670,000 |