Call report 2025Q4
VERABANK, NATIONAL ASSOCIATION — 2025Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,444,588,000 | USD | evidence → |
| Total loans | 2,765,238,000 | USD | evidence → |
| Allowance for loan losses | 34,105,000 | USD | evidence → |
| Securities available for sale | 358,393,000 | USD | evidence → |
| Securities held to maturity | 260,552,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,901,425,000 | USD | evidence → |
| Interest-bearing deposits | 2,783,571,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,117,854,000 | USD | evidence → |
| Equity capital | 506,054,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 225,729,000 | USD | evidence → |
| Interest expense | 58,583,000 | USD | evidence → |
| Net interest income | 167,146,000 | USD | evidence → |
| Noninterest income | 42,360,000 | USD | evidence → |
| Noninterest expense | 120,469,000 | USD | evidence → |
| Provision for loan losses | 7,650,000 | USD | evidence → |
| Pretax income | 81,387,000 | USD | evidence → |
| Income tax | 15,961,000 | USD | evidence → |
| Net income | 65,426,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 479,590,000 | USD | evidence → |
| Total capital | 514,447,000 | USD | evidence → |
| Risk-weighted assets | 2,813,031,000 | USD | evidence → |