Call report 2024Q4
VERABANK, NATIONAL ASSOCIATION — 2024Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,297,154,000 | USD | evidence → |
| Total loans | 2,825,105,000 | USD | evidence → |
| Allowance for loan losses | 35,019,000 | USD | evidence → |
| Securities available for sale | 424,199,000 | USD | evidence → |
| Securities held to maturity | 274,687,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,817,758,000 | USD | evidence → |
| Interest-bearing deposits | 2,801,135,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,016,623,000 | USD | evidence → |
| Equity capital | 439,738,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 217,504,000 | USD | evidence → |
| Interest expense | 67,103,000 | USD | evidence → |
| Net interest income | 150,401,000 | USD | evidence → |
| Noninterest income | 39,023,000 | USD | evidence → |
| Noninterest expense | 111,031,000 | USD | evidence → |
| Provision for loan losses | 3,750,000 | USD | evidence → |
| Pretax income | 73,647,000 | USD | evidence → |
| Income tax | 14,325,000 | USD | evidence → |
| Net income | 59,322,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 416,205,000 | USD | evidence → |
| Total capital | 451,346,000 | USD | evidence → |
| Risk-weighted assets | 2,810,724,000 | USD | evidence → |