Call report 2022Q4
VERABANK, NATIONAL ASSOCIATION — 2022Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,954,479,000 | USD | evidence → |
| Total loans | 2,431,202,000 | USD | evidence → |
| Allowance for loan losses | 28,647,000 | USD | evidence → |
| Securities available for sale | 567,115,000 | USD | evidence → |
| Securities held to maturity | 291,445,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,555,425,000 | USD | evidence → |
| Interest-bearing deposits | 2,385,512,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,169,913,000 | USD | evidence → |
| Equity capital | 368,071,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 136,712,000 | USD | evidence → |
| Interest expense | 10,855,000 | USD | evidence → |
| Net interest income | 125,857,000 | USD | evidence → |
| Noninterest income | 35,162,000 | USD | evidence → |
| Noninterest expense | 96,622,000 | USD | evidence → |
| Provision for loan losses | 2,400,000 | USD | evidence → |
| Pretax income | 62,076,000 | USD | evidence → |
| Income tax | 11,158,000 | USD | evidence → |
| Net income | 50,918,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 344,011,000 | USD | evidence → |
| Total capital | 373,310,000 | USD | evidence → |
| Risk-weighted assets | 2,576,741,000 | USD | evidence → |