Call report 2020Q3
VERABANK, NATIONAL ASSOCIATION — 2020Q3
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,888,124,000 | USD | evidence → |
| Total loans | 1,551,513,000 | USD | evidence → |
| Allowance for loan losses | 25,460,000 | USD | evidence → |
| Securities available for sale | 681,318,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,541,261,000 | USD | evidence → |
| Interest-bearing deposits | 1,783,980,000 | USD | evidence → |
| Noninterest-bearing deposits | 757,281,000 | USD | evidence → |
| Equity capital | 324,628,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 70,672,000 | USD | evidence → |
| Interest expense | 7,425,000 | USD | evidence → |
| Net interest income | 63,247,000 | USD | evidence → |
| Noninterest income | 23,380,000 | USD | evidence → |
| Noninterest expense | 51,272,000 | USD | evidence → |
| Provision for loan losses | 9,364,000 | USD | evidence → |
| Pretax income | 28,164,000 | USD | evidence → |
| Income tax | 5,576,000 | USD | evidence → |
| Net income | 22,588,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 260,455,000 | USD | evidence → |
| Total capital | 282,259,000 | USD | evidence → |
| Risk-weighted assets | 1,740,203,000 | USD | evidence → |