Call report 2019Q4
VERABANK, NATIONAL ASSOCIATION — 2019Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,408,053,000 | USD | evidence → |
| Total loans | 1,455,524,000 | USD | evidence → |
| Allowance for loan losses | 16,907,000 | USD | evidence → |
| Securities available for sale | 509,669,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,134,087,000 | USD | evidence → |
| Interest-bearing deposits | 1,589,048,000 | USD | evidence → |
| Noninterest-bearing deposits | 545,039,000 | USD | evidence → |
| Equity capital | 252,859,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 96,041,000 | USD | evidence → |
| Interest expense | 10,185,000 | USD | evidence → |
| Net interest income | 85,856,000 | USD | evidence → |
| Noninterest income | 28,080,000 | USD | evidence → |
| Noninterest expense | 79,502,000 | USD | evidence → |
| Provision for loan losses | 4,200,000 | USD | evidence → |
| Pretax income | 30,764,000 | USD | evidence → |
| Income tax | 6,152,000 | USD | evidence → |
| Net income | 24,612,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 208,104,000 | USD | evidence → |
| Total capital | 225,485,000 | USD | evidence → |
| Risk-weighted assets | 1,556,341,000 | USD | evidence → |