Call report 2014Q2
VERABANK, NATIONAL ASSOCIATION — 2014Q2
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,275,426,000 | USD | evidence → |
| Total loans | 694,188,000 | USD | evidence → |
| Allowance for loan losses | 6,728,000 | USD | evidence → |
| Securities available for sale | 436,795,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,131,134,000 | USD | evidence → |
| Interest-bearing deposits | 860,809,000 | USD | evidence → |
| Noninterest-bearing deposits | 270,325,000 | USD | evidence → |
| Equity capital | 134,286,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,958,000 | USD | evidence → |
| Interest expense | 1,504,000 | USD | evidence → |
| Net interest income | 20,454,000 | USD | evidence → |
| Noninterest income | 8,077,000 | USD | evidence → |
| Noninterest expense | 20,949,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 7,282,000 | USD | evidence → |
| Income tax | 1,811,000 | USD | evidence → |
| Net income | 5,471,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 109,210,000 | USD | evidence → |
| Total capital | 116,086,000 | USD | evidence → |
| Risk-weighted assets | 719,016,000 | USD | evidence → |