Call report 2013Q4
VERABANK, NATIONAL ASSOCIATION — 2013Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,259,678,000 | USD | evidence → |
| Total loans | 652,878,000 | USD | evidence → |
| Allowance for loan losses | 6,704,000 | USD | evidence → |
| Securities available for sale | 429,706,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,118,345,000 | USD | evidence → |
| Interest-bearing deposits | 856,631,000 | USD | evidence → |
| Noninterest-bearing deposits | 261,714,000 | USD | evidence → |
| Equity capital | 128,962,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,497,000 | USD | evidence → |
| Interest expense | 3,244,000 | USD | evidence → |
| Net interest income | 34,253,000 | USD | evidence → |
| Noninterest income | 14,442,000 | USD | evidence → |
| Noninterest expense | 36,677,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 12,018,000 | USD | evidence → |
| Income tax | 2,707,000 | USD | evidence → |
| Net income | 9,311,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 106,467,000 | USD | evidence → |
| Total capital | 113,398,000 | USD | evidence → |
| Risk-weighted assets | 675,050,000 | USD | evidence → |