Call report 2009Q4
VERABANK, NATIONAL ASSOCIATION — 2009Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 849,181,000 | USD | evidence → |
| Total loans | 454,334,000 | USD | evidence → |
| Allowance for loan losses | 7,892,000 | USD | evidence → |
| Securities available for sale | 165,422,000 | USD | evidence → |
| Securities held to maturity | 100,267,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 756,755,000 | USD | evidence → |
| Interest-bearing deposits | 607,084,000 | USD | evidence → |
| Noninterest-bearing deposits | 149,671,000 | USD | evidence → |
| Equity capital | 83,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,603,000 | USD | evidence → |
| Interest expense | 9,827,000 | USD | evidence → |
| Net interest income | 28,776,000 | USD | evidence → |
| Noninterest income | 12,901,000 | USD | evidence → |
| Noninterest expense | 29,091,000 | USD | evidence → |
| Provision for loan losses | 1,810,000 | USD | evidence → |
| Pretax income | 10,962,000 | USD | evidence → |
| Income tax | 2,528,000 | USD | evidence → |
| Net income | 8,434,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,063,000 | USD | evidence → |
| Total capital | 81,091,000 | USD | evidence → |
| Risk-weighted assets | 479,932,000 | USD | evidence → |