Call report 2008Q4
VERABANK, NATIONAL ASSOCIATION — 2008Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 840,612,000 | USD | evidence → |
| Total loans | 439,166,000 | USD | evidence → |
| Allowance for loan losses | 6,688,000 | USD | evidence → |
| Securities available for sale | 174,570,000 | USD | evidence → |
| Securities held to maturity | 92,646,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 749,182,000 | USD | evidence → |
| Interest-bearing deposits | 604,954,000 | USD | evidence → |
| Noninterest-bearing deposits | 144,228,000 | USD | evidence → |
| Equity capital | 79,509,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 39,963,000 | USD | evidence → |
| Interest expense | 12,980,000 | USD | evidence → |
| Net interest income | 26,983,000 | USD | evidence → |
| Noninterest income | 13,584,000 | USD | evidence → |
| Noninterest expense | 27,818,000 | USD | evidence → |
| Provision for loan losses | 2,940,000 | USD | evidence → |
| Pretax income | 9,829,000 | USD | evidence → |
| Income tax | 2,148,000 | USD | evidence → |
| Net income | 7,681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,303,000 | USD | evidence → |
| Total capital | 77,305,000 | USD | evidence → |
| Risk-weighted assets | 479,141,000 | USD | evidence → |