Call report 2008Q2
VERABANK, NATIONAL ASSOCIATION — 2008Q2
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 799,940,000 | USD | evidence → |
| Total loans | 398,109,000 | USD | evidence → |
| Allowance for loan losses | 5,254,000 | USD | evidence → |
| Securities available for sale | 178,989,000 | USD | evidence → |
| Securities held to maturity | 105,085,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 717,791,000 | USD | evidence → |
| Interest-bearing deposits | 580,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 136,848,000 | USD | evidence → |
| Equity capital | 73,755,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,801,000 | USD | evidence → |
| Interest expense | 6,756,000 | USD | evidence → |
| Net interest income | 13,045,000 | USD | evidence → |
| Noninterest income | 6,444,000 | USD | evidence → |
| Noninterest expense | 13,025,000 | USD | evidence → |
| Provision for loan losses | 876,000 | USD | evidence → |
| Pretax income | 5,603,000 | USD | evidence → |
| Income tax | 1,413,000 | USD | evidence → |
| Net income | 4,190,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,855,000 | USD | evidence → |
| Total capital | 74,422,000 | USD | evidence → |
| Risk-weighted assets | 450,098,000 | USD | evidence → |