Call report 2006Q2
VERABANK, NATIONAL ASSOCIATION — 2006Q2
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 667,201,000 | USD | evidence → |
| Total loans | 329,440,000 | USD | evidence → |
| Allowance for loan losses | 3,419,000 | USD | evidence → |
| Securities available for sale | 105,888,000 | USD | evidence → |
| Securities held to maturity | 180,142,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 598,045,000 | USD | evidence → |
| Interest-bearing deposits | 486,545,000 | USD | evidence → |
| Noninterest-bearing deposits | 111,500,000 | USD | evidence → |
| Equity capital | 64,885,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,297,000 | USD | evidence → |
| Interest expense | 7,243,000 | USD | evidence → |
| Net interest income | 9,054,000 | USD | evidence → |
| Noninterest income | 5,439,000 | USD | evidence → |
| Noninterest expense | 10,615,000 | USD | evidence → |
| Provision for loan losses | 1,361,000 | USD | evidence → |
| Pretax income | 2,170,000 | USD | evidence → |
| Income tax | 143,000 | USD | evidence → |
| Net income | 2,027,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,737,000 | USD | evidence → |
| Total capital | 62,156,000 | USD | evidence → |
| Risk-weighted assets | 360,192,000 | USD | evidence → |