Call report 2003Q1
VERABANK, NATIONAL ASSOCIATION — 2003Q1
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 575,457,000 | USD | evidence → |
| Total loans | 225,509,000 | USD | evidence → |
| Allowance for loan losses | 3,481,000 | USD | evidence → |
| Securities available for sale | 191,608,000 | USD | evidence → |
| Securities held to maturity | 95,196,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 520,091,000 | USD | evidence → |
| Interest-bearing deposits | 437,433,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,658,000 | USD | evidence → |
| Equity capital | 50,097,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,480,000 | USD | evidence → |
| Interest expense | 2,381,000 | USD | evidence → |
| Net interest income | 4,099,000 | USD | evidence → |
| Noninterest income | 2,314,000 | USD | evidence → |
| Noninterest expense | 4,858,000 | USD | evidence → |
| Provision for loan losses | 261,000 | USD | evidence → |
| Pretax income | 1,823,000 | USD | evidence → |
| Income tax | 358,000 | USD | evidence → |
| Net income | 1,465,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,224,000 | USD | evidence → |
| Total capital | 42,309,000 | USD | evidence → |
| Risk-weighted assets | 246,334,000 | USD | evidence → |