Call reports 2023
CITIZENS NATIONAL BANK — 2023
What CITIZENS NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 106,460,000 | 103,647,000 | 101,091,000 | 99,434,000 |
| Total loans | 34,519,000 | 35,356,000 | 33,350,000 | 36,465,000 |
| Allowance for loan losses | 692,000 | 692,000 | 690,000 | 686,000 |
| Securities available for sale | 38,501,000 | 39,695,000 | 38,962,000 | 38,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,544,000 | 93,077,000 | 90,722,000 | 88,588,000 |
| Interest-bearing deposits | 57,367,000 | 52,814,000 | 49,698,000 | 49,774,000 |
| Noninterest-bearing deposits | 38,177,000 | 40,263,000 | 41,024,000 | 38,814,000 |
| Equity capital | 8,862,000 | 8,539,000 | 8,189,000 | 9,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,204,000 | 3,267,000 | 4,421,000 |
| Interest expense | 25,000 | 44,000 | 98,000 | 173,000 |
| Net interest income | 1,081,000 | 2,160,000 | 3,169,000 | 4,248,000 |
| Noninterest income | 129,000 | 237,000 | 350,000 | 461,000 |
| Noninterest expense | 745,000 | 1,527,000 | 2,311,000 | 2,977,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 465,000 | 869,000 | 1,207,000 | 1,731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 465,000 | 869,000 | 1,207,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,862,000 | 12,266,000 | 12,604,000 | 12,220,000 |
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