Call reports 2022
CITIZENS NATIONAL BANK — 2022
What CITIZENS NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 110,530,000 | 111,930,000 | 110,716,000 | 107,508,000 |
| Total loans | 39,447,000 | 38,863,000 | 36,572,000 | 35,652,000 |
| Allowance for loan losses | 685,000 | 687,000 | 692,000 | 693,000 |
| Securities available for sale | 29,097,000 | 37,328,000 | 36,345,000 | 36,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,449,000 | 101,299,000 | 100,661,000 | 97,949,000 |
| Interest-bearing deposits | 58,704,000 | 61,919,000 | 58,990,000 | 59,906,000 |
| Noninterest-bearing deposits | 39,745,000 | 39,380,000 | 41,670,000 | 38,043,000 |
| Equity capital | 9,918,000 | 8,543,000 | 7,880,000 | 7,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,400,000 | 2,307,000 | 3,326,000 |
| Interest expense | 26,000 | 52,000 | 78,000 | 102,000 |
| Net interest income | 613,000 | 1,348,000 | 2,229,000 | 3,224,000 |
| Noninterest income | 148,000 | 255,000 | 368,000 | 475,000 |
| Noninterest expense | 697,000 | 1,384,000 | 2,090,000 | 2,768,000 |
| Provision for loan losses | 1,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 63,000 | 216,000 | 504,000 | 928,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 216,000 | 504,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,002,000 | 11,151,000 | 11,439,000 | 11,409,000 |