Call reports 2018
CITIZENS NATIONAL BANK — 2018
What CITIZENS NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 92,904,000 | 91,219,000 | 88,260,000 | 88,812,000 |
| Total loans | 32,123,000 | 31,836,000 | 31,084,000 | 33,862,000 |
| Allowance for loan losses | 657,000 | 667,000 | 673,000 | 671,000 |
| Securities available for sale | 17,923,000 | 17,223,000 | 16,507,000 | 15,068,000 |
| Securities held to maturity | 2,005,000 | 2,004,000 | 2,003,000 | 2,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,012,000 | 79,212,000 | 76,008,000 | 76,434,000 |
| Interest-bearing deposits | 51,843,000 | 51,179,000 | 49,953,000 | 50,454,000 |
| Noninterest-bearing deposits | 29,169,000 | 28,033,000 | 26,055,000 | 25,980,000 |
| Equity capital | 9,489,000 | 9,557,000 | 9,651,000 | 9,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 686,000 | 1,386,000 | 2,105,000 | 2,918,000 |
| Interest expense | 46,000 | 91,000 | 136,000 | 181,000 |
| Net interest income | 640,000 | 1,295,000 | 1,969,000 | 2,737,000 |
| Noninterest income | 107,000 | 239,000 | 360,000 | 442,000 |
| Noninterest expense | 646,000 | 1,277,000 | 1,900,000 | 2,404,000 |
| Provision for loan losses | 0 | 11,000 | 21,000 | 21,000 |
| Pretax income | 101,000 | 246,000 | 408,000 | 754,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 246,000 | 408,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,420,000 | 9,565,000 | 9,727,000 | 10,072,000 |
| Total capital | 9,932,000 | 10,049,000 | 10,235,000 | 10,622,000 |
| Risk-weighted assets | 40,779,000 | 38,565,000 | 40,478,000 | 43,849,000 |