Call reports 2017
CITIZENS NATIONAL BANK — 2017
What CITIZENS NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 93,645,000 | 93,370,000 | 89,969,000 | 92,558,000 |
| Total loans | 34,056,000 | 33,890,000 | 31,790,000 | 31,415,000 |
| Allowance for loan losses | 699,000 | 694,000 | 670,000 | 668,000 |
| Securities available for sale | 21,516,000 | 20,718,000 | 17,474,000 | 20,034,000 |
| Securities held to maturity | 2,008,000 | 2,008,000 | 2,007,000 | 2,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,111,000 | 81,480,000 | 77,893,000 | 80,669,000 |
| Interest-bearing deposits | 51,483,000 | 51,070,000 | 47,320,000 | 49,563,000 |
| Noninterest-bearing deposits | 30,628,000 | 30,410,000 | 30,573,000 | 31,106,000 |
| Equity capital | 9,310,000 | 9,592,000 | 9,597,000 | 9,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,381,000 | 2,061,000 | 2,731,000 |
| Interest expense | 53,000 | 107,000 | 160,000 | 204,000 |
| Net interest income | 645,000 | 1,274,000 | 1,901,000 | 2,527,000 |
| Noninterest income | 164,000 | 292,000 | 432,000 | 573,000 |
| Noninterest expense | 690,000 | 1,399,000 | 2,113,000 | 2,682,000 |
| Provision for loan losses | 10,000 | 11,000 | 12,000 | 12,000 |
| Pretax income | 109,000 | 156,000 | 209,000 | 407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 156,000 | 209,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,142,000 | 9,187,000 | 9,239,000 | 9,437,000 |
| Total capital | 9,653,000 | 9,701,000 | 9,702,000 | 9,937,000 |
| Risk-weighted assets | 40,659,000 | 40,949,000 | 36,865,000 | 39,855,000 |