Call reports 2011
CITIZENS NATIONAL BANK — 2011
What CITIZENS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,795,000 | 80,728,000 | 83,320,000 | 83,037,000 |
| Total loans | 30,710,000 | 30,014,000 | 32,832,000 | 33,108,000 |
| Allowance for loan losses | 705,000 | 703,000 | 680,000 | 860,000 |
| Securities available for sale | 25,463,000 | 26,225,000 | 27,790,000 | 27,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,626,000 | 71,856,000 | 73,696,000 | 73,517,000 |
| Interest-bearing deposits | 50,226,000 | 51,301,000 | 50,778,000 | 52,808,000 |
| Noninterest-bearing deposits | 22,399,000 | 20,555,000 | 22,918,000 | 20,709,000 |
| Equity capital | 6,667,000 | 7,347,000 | 8,007,000 | 7,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,406,000 | 2,118,000 | 2,832,000 |
| Interest expense | 98,000 | 185,000 | 271,000 | 348,000 |
| Net interest income | 618,000 | 1,221,000 | 1,847,000 | 2,484,000 |
| Noninterest income | 147,000 | 328,000 | 493,000 | 649,000 |
| Noninterest expense | 686,000 | 1,371,000 | 2,055,000 | 2,703,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 206,000 |
| Pretax income | 81,000 | 186,000 | 300,000 | 243,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 186,000 | 300,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,378,000 | 7,480,000 | 7,537,000 | 7,367,000 |
| Total capital | 7,905,000 | 7,980,000 | 8,074,000 | 7,915,000 |
| Risk-weighted assets | 41,952,000 | 39,785,000 | 42,836,000 | 43,543,000 |