Call reports 2003
CITIZENS NATIONAL BANK — 2003
What CITIZENS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,621,000 | 72,597,000 | 68,683,000 | 75,481,000 |
| Total loans | 38,618,000 | 39,891,000 | 38,194,000 | 36,479,000 |
| Allowance for loan losses | 414,000 | 393,000 | 360,000 | 400,000 |
| Securities available for sale | 23,566,000 | 17,482,000 | 19,173,000 | 27,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,234,000 | 65,154,000 | 61,549,000 | 62,689,000 |
| Interest-bearing deposits | 52,789,000 | 53,323,000 | 48,151,000 | 49,362,000 |
| Noninterest-bearing deposits | 11,445,000 | 11,831,000 | 13,398,000 | 13,327,000 |
| Equity capital | 6,285,000 | 6,353,000 | 5,931,000 | 5,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,702,000 | 2,501,000 | 3,348,000 |
| Interest expense | 248,000 | 489,000 | 666,000 | 819,000 |
| Net interest income | 609,000 | 1,213,000 | 1,835,000 | 2,529,000 |
| Noninterest income | 181,000 | 355,000 | 508,000 | 664,000 |
| Noninterest expense | 649,000 | 1,305,000 | 1,974,000 | 2,531,000 |
| Provision for loan losses | 25,000 | 25,000 | 55,000 | 105,000 |
| Pretax income | 216,000 | 401,000 | 507,000 | 771,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 401,000 | 507,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,047,000 | 6,111,000 | 6,102,000 | 5,949,000 |
| Total capital | 6,461,000 | 6,504,000 | 6,462,000 | 6,349,000 |
| Risk-weighted assets | 43,173,000 | 44,758,000 | 44,233,000 | 43,052,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS NATIONAL BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.