Call reports 2002
CITIZENS NATIONAL BANK — 2002
What CITIZENS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,367,000 | 68,197,000 | 68,918,000 | 70,109,000 |
| Total loans | 35,618,000 | 36,899,000 | 37,814,000 | 38,321,000 |
| Allowance for loan losses | 346,000 | 363,000 | 370,000 | 396,000 |
| Securities available for sale | 18,496,000 | 21,237,000 | 15,711,000 | 18,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,677,000 | 60,974,000 | 61,475,000 | 62,914,000 |
| Interest-bearing deposits | 51,252,000 | 49,629,000 | 49,905,000 | 51,485,000 |
| Noninterest-bearing deposits | 10,425,000 | 11,345,000 | 11,570,000 | 11,429,000 |
| Equity capital | 5,652,000 | 6,207,000 | 6,269,000 | 6,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,808,000 | 2,726,000 | 3,616,000 |
| Interest expense | 311,000 | 606,000 | 891,000 | 1,154,000 |
| Net interest income | 562,000 | 1,202,000 | 1,835,000 | 2,462,000 |
| Noninterest income | 155,000 | 317,000 | 471,000 | 643,000 |
| Noninterest expense | 642,000 | 1,237,000 | 1,837,000 | 2,360,000 |
| Provision for loan losses | 26,000 | 56,000 | 112,000 | 112,000 |
| Pretax income | 105,000 | 302,000 | 579,000 | 844,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 302,000 | 579,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,788,000 | 5,863,000 | 5,968,000 | 5,836,000 |
| Total capital | 6,134,000 | 6,226,000 | 6,338,000 | 6,232,000 |
| Risk-weighted assets | 40,934,000 | 42,252,000 | 44,017,000 | 43,531,000 |