Call reports 2001
CITIZENS NATIONAL BANK — 2001
What CITIZENS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,416,000 | 67,027,000 | 66,419,000 | 68,035,000 |
| Total loans | 34,453,000 | 35,150,000 | 35,272,000 | 35,184,000 |
| Allowance for loan losses | 318,000 | 291,000 | 308,000 | 335,000 |
| Securities available for sale | 18,812,000 | 14,305,000 | 19,878,000 | 18,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 300,000 |
| Total deposits | 56,666,000 | 60,238,000 | 59,325,000 | 61,405,000 |
| Interest-bearing deposits | 46,898,000 | 50,066,000 | 48,150,000 | 50,207,000 |
| Noninterest-bearing deposits | 9,768,000 | 10,172,000 | 11,175,000 | 11,198,000 |
| Equity capital | 5,804,000 | 5,792,000 | 5,976,000 | 5,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,168,000 | 2,234,000 | 3,261,000 | 4,198,000 |
| Interest expense | 498,000 | 981,000 | 1,410,000 | 1,786,000 |
| Net interest income | 670,000 | 1,253,000 | 1,851,000 | 2,412,000 |
| Noninterest income | 162,000 | 313,000 | 465,000 | 614,000 |
| Noninterest expense | 624,000 | 1,261,000 | 1,858,000 | 2,349,000 |
| Provision for loan losses | 50,000 | 50,000 | 60,000 | 102,000 |
| Pretax income | 158,000 | 266,000 | 416,000 | 588,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 158,000 | 266,000 | 416,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,787,000 | 5,766,000 | 5,822,000 | 5,688,000 |
| Total capital | 6,105,000 | 6,057,000 | 6,130,000 | 6,023,000 |
| Risk-weighted assets | 39,192,000 | 40,508,000 | 39,740,000 | 40,662,000 |