Call reports 2025
HOME FEDERAL BANK OF TENNESSEE — 2025
What HOME FEDERAL BANK OF TENNESSEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,745,467,000 | 2,717,117,000 | 2,716,295,000 | 2,730,135,000 |
| Total loans | 1,273,938,000 | 1,313,484,000 | 1,368,888,000 | 1,407,409,000 |
| Allowance for loan losses | 12,886,000 | 12,858,000 | 12,878,000 | 12,941,000 |
| Securities available for sale | 55,004,000 | 55,390,000 | 30,603,000 | 30,754,000 |
| Securities held to maturity | 1,294,096,000 | 1,243,950,000 | 1,193,912,000 | 1,148,890,000 |
| Trading assets | 8,501,000 | 6,399,000 | 7,981,000 | 7,671,000 |
| Total deposits | 2,134,799,000 | 2,118,972,000 | 2,143,176,000 | 2,162,549,000 |
| Interest-bearing deposits | 1,792,305,000 | 1,790,437,000 | 1,801,572,000 | 1,833,879,000 |
| Noninterest-bearing deposits | 342,494,000 | 328,535,000 | 341,603,000 | 328,670,000 |
| Equity capital | 451,970,000 | 453,235,000 | 455,254,000 | 455,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,984,000 | 42,758,000 | 65,486,000 | 88,622,000 |
| Interest expense | 8,658,000 | 17,415,000 | 25,762,000 | 34,127,000 |
| Net interest income | 12,326,000 | 25,343,000 | 39,724,000 | 54,495,000 |
| Noninterest income | 2,706,000 | 5,459,000 | 8,181,000 | 11,594,000 |
| Noninterest expense | 14,461,000 | 28,992,000 | 43,676,000 | 58,921,000 |
| Provision for loan losses | -173,000 | -202,000 | -135,000 | -78,000 |
| Pretax income | 500,000 | 1,666,000 | 4,013,000 | 6,877,000 |
| Income tax | 77,000 | 270,000 | 757,000 | 1,259,000 |
| Net income | 423,000 | 1,396,000 | 3,256,000 | 5,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 456,446,000 | 457,420,000 | 459,280,000 | 461,642,000 |