Call reports 2016
HOME FEDERAL BANK OF TENNESSEE — 2016
What HOME FEDERAL BANK OF TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,168,616,000 | 2,179,835,000 | 2,194,368,000 | 2,215,364,000 |
| Total loans | 911,209,000 | 944,281,000 | 941,336,000 | 939,151,000 |
| Allowance for loan losses | 9,044,000 | 9,132,000 | 9,283,000 | 9,348,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 5,000 |
| Securities held to maturity | 1,129,451,000 | 1,099,357,000 | 1,137,263,000 | 1,159,327,000 |
| Trading assets | 1,714,000 | 1,462,000 | 1,291,000 | 6,660,000 |
| Total deposits | 1,723,547,000 | 1,725,631,000 | 1,733,480,000 | 1,763,352,000 |
| Interest-bearing deposits | 1,539,394,000 | 1,535,081,000 | 1,537,912,000 | 1,563,209,000 |
| Noninterest-bearing deposits | 184,153,000 | 190,551,000 | 195,567,000 | 200,143,000 |
| Equity capital | 368,451,000 | 371,547,000 | 374,674,000 | 377,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,150,000 | 30,378,000 | 45,727,000 | 61,066,000 |
| Interest expense | 1,631,000 | 3,289,000 | 4,869,000 | 6,463,000 |
| Net interest income | 13,519,000 | 27,089,000 | 40,858,000 | 54,603,000 |
| Noninterest income | 2,347,000 | 4,957,000 | 7,424,000 | 10,233,000 |
| Noninterest expense | 11,188,000 | 22,350,000 | 33,531,000 | 44,922,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 4,528,000 | 9,396,000 | 14,301,000 | 19,314,000 |
| Income tax | 1,665,000 | 3,437,000 | 5,215,000 | 7,013,000 |
| Net income | 2,863,000 | 5,959,000 | 9,086,000 | 12,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 374,475,000 | 377,571,000 | 380,698,000 | 383,913,000 |
| Total capital | 383,519,000 | 386,703,000 | 389,981,000 | 393,261,000 |
| Risk-weighted assets | 1,140,214,000 | 1,189,953,000 | 1,187,717,000 | 1,185,064,000 |