Call reports 2015
HOME FEDERAL BANK OF TENNESSEE — 2015
What HOME FEDERAL BANK OF TENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,126,287,000 | 2,123,729,000 | 2,138,154,000 | 2,169,293,000 |
| Total loans | 923,223,000 | 926,028,000 | 929,517,000 | 917,650,000 |
| Allowance for loan losses | 8,548,000 | 8,639,000 | 8,756,000 | 8,896,000 |
| Securities available for sale | 3,000 | 3,000 | 3,000 | 2,000 |
| Securities held to maturity | 1,081,992,000 | 1,100,743,000 | 1,105,542,000 | 1,123,472,000 |
| Trading assets | 913,000 | 1,258,000 | 1,979,000 | 3,902,000 |
| Total deposits | 1,698,433,000 | 1,676,915,000 | 1,683,469,000 | 1,724,807,000 |
| Interest-bearing deposits | 1,535,004,000 | 1,511,969,000 | 1,509,485,000 | 1,536,770,000 |
| Noninterest-bearing deposits | 163,429,000 | 164,946,000 | 173,985,000 | 188,037,000 |
| Equity capital | 356,960,000 | 360,163,000 | 363,314,000 | 365,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 15,335,000 | 30,924,000 | 46,437,000 | 61,899,000 |
| Interest expense | 1,763,000 | 3,476,000 | 5,163,000 | 6,827,000 |
| Net interest income | 13,572,000 | 27,448,000 | 41,274,000 | 55,072,000 |
| Noninterest income | 2,332,000 | 4,763,000 | 7,039,000 | 9,528,000 |
| Noninterest expense | 11,044,000 | 22,185,000 | 33,253,000 | 44,340,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 4,710,000 | 9,726,000 | 14,610,000 | 19,660,000 |
| Income tax | 1,697,000 | 3,510,000 | 5,243,000 | 7,123,000 |
| Net income | 3,013,000 | 6,216,000 | 9,367,000 | 12,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 362,088,000 | 365,291,000 | 368,443,000 | 371,612,000 |
| Total capital | 370,636,000 | 373,930,000 | 377,199,000 | 380,508,000 |
| Risk-weighted assets | 1,150,881,000 | 1,159,425,000 | 1,169,883,000 | 1,143,993,000 |