Call reports 2014
HOME FEDERAL BANK OF TENNESSEE — 2014
What HOME FEDERAL BANK OF TENNESSEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,097,959,000 | 2,101,038,000 | 2,169,123,000 | 2,125,844,000 |
| Total loans | 925,510,000 | 919,654,000 | 922,962,000 | 919,372,000 |
| Allowance for loan losses | 8,267,000 | 8,315,000 | 8,515,000 | 8,412,000 |
| Securities available for sale | 5,000 | 5,000 | 3,000 | 2,000 |
| Securities held to maturity | 1,061,035,000 | 1,067,679,000 | 1,077,945,000 | 1,094,254,000 |
| Trading assets | 5,376,000 | 3,949,000 | 3,431,000 | 2,063,000 |
| Total deposits | 1,677,330,000 | 1,677,760,000 | 1,729,111,000 | 1,700,253,000 |
| Interest-bearing deposits | 1,530,918,000 | 1,518,644,000 | 1,570,021,000 | 1,531,054,000 |
| Noninterest-bearing deposits | 146,412,000 | 159,116,000 | 159,090,000 | 169,199,000 |
| Equity capital | 345,059,000 | 348,100,000 | 351,217,000 | 353,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 15,614,000 | 31,273,000 | 46,863,000 | 62,481,000 |
| Interest expense | 1,993,000 | 3,971,000 | 6,017,000 | 7,964,000 |
| Net interest income | 13,621,000 | 27,302,000 | 40,846,000 | 54,517,000 |
| Noninterest income | 2,325,000 | 4,694,000 | 7,020,000 | 9,366,000 |
| Noninterest expense | 10,910,000 | 21,926,000 | 32,777,000 | 43,614,000 |
| Provision for loan losses | 300,000 | 600,000 | 750,000 | 900,000 |
| Pretax income | 4,736,000 | 9,470,000 | 14,339,000 | 19,369,000 |
| Income tax | 1,646,000 | 3,339,000 | 5,089,000 | 6,850,000 |
| Net income | 3,090,000 | 6,131,000 | 9,250,000 | 12,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 349,646,000 | 352,687,000 | 355,805,000 | 359,075,000 |
| Total capital | 357,914,000 | 361,003,000 | 364,320,000 | 367,487,000 |
| Risk-weighted assets | 1,105,508,000 | 1,090,533,000 | 1,100,350,000 | 1,099,736,000 |