Call reports 2013
HILLTOP COMMUNITY BANK — 2013
What HILLTOP COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 167,639,000 | 174,349,000 | 165,911,000 |
| Total loans | 107,337,000 | 106,023,000 | 103,962,000 |
| Allowance for loan losses | 1,799,000 | 1,847,000 | 2,029,000 |
| Securities available for sale | 39,976,000 | 37,078,000 | 37,773,000 |
| Securities held to maturity | 1,070,000 | 1,068,000 | 1,067,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 141,574,000 | 147,983,000 | 139,459,000 |
| Interest-bearing deposits | 132,229,000 | 138,262,000 | 130,046,000 |
| Noninterest-bearing deposits | 9,345,000 | 9,721,000 | 9,413,000 |
| Equity capital | 20,959,000 | 20,651,000 | 20,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 1,701,000 | 3,363,000 | 4,989,000 |
| Interest expense | 145,000 | 294,000 | 433,000 |
| Net interest income | 1,556,000 | 3,069,000 | 4,556,000 |
| Noninterest income | 69,000 | 168,000 | 276,000 |
| Noninterest expense | 1,341,000 | 2,661,000 | 3,950,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 |
| Pretax income | 227,000 | 610,000 | 916,000 |
| Income tax | 36,000 | 125,000 | 179,000 |
| Net income | 191,000 | 485,000 | 737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 19,501,000 | 19,796,000 | 20,047,000 |
| Total capital | 21,084,000 | 21,374,000 | 21,597,000 |
| Risk-weighted assets | 126,322,000 | 125,810,000 | 123,367,000 |