Call reports 2012
HILLTOP COMMUNITY BANK — 2012
What HILLTOP COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 174,021,000 | 179,595,000 | 170,476,000 | 176,931,000 |
| Total loans | 108,302,000 | 107,408,000 | 109,642,000 | 108,305,000 |
| Allowance for loan losses | 2,284,000 | 1,942,000 | 1,793,000 | 1,849,000 |
| Securities available for sale | 35,832,000 | 42,398,000 | 44,386,000 | 42,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,010,000 | 154,380,000 | 143,686,000 | 150,401,000 |
| Interest-bearing deposits | 141,771,000 | 142,811,000 | 135,305,000 | 138,795,000 |
| Noninterest-bearing deposits | 7,239,000 | 11,569,000 | 8,381,000 | 11,606,000 |
| Equity capital | 20,218,000 | 20,428,000 | 20,850,000 | 20,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,727,000 | 5,572,000 | 7,355,000 |
| Interest expense | 224,000 | 444,000 | 640,000 | 816,000 |
| Net interest income | 1,661,000 | 3,283,000 | 4,932,000 | 6,539,000 |
| Noninterest income | 88,000 | 171,000 | 240,000 | 306,000 |
| Noninterest expense | 1,356,000 | 2,712,000 | 4,052,000 | 5,324,000 |
| Provision for loan losses | 15,000 | 35,000 | 165,000 | 220,000 |
| Pretax income | 336,000 | 642,000 | 1,033,000 | 1,336,000 |
| Income tax | 94,000 | 174,000 | 284,000 | 356,000 |
| Net income | 242,000 | 468,000 | 749,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,897,000 | 19,123,000 | 19,404,000 | 19,310,000 |
| Total capital | 20,453,000 | 20,707,000 | 21,002,000 | 20,883,000 |
| Risk-weighted assets | 123,678,000 | 126,304,000 | 127,545,000 | 125,437,000 |