Call reports 2011
HILLTOP COMMUNITY BANK — 2011
What HILLTOP COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 158,055,000 | 159,963,000 | 156,049,000 | 165,281,000 |
| Total loans | 106,952,000 | 105,740,000 | 109,208,000 | 108,991,000 |
| Allowance for loan losses | 2,064,000 | 2,110,000 | 2,185,000 | 2,269,000 |
| Securities available for sale | 35,278,000 | 37,389,000 | 37,456,000 | 38,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,897,000 | 137,791,000 | 127,608,000 | 137,094,000 |
| Interest-bearing deposits | 128,121,000 | 129,166,000 | 119,319,000 | 128,605,000 |
| Noninterest-bearing deposits | 7,776,000 | 8,625,000 | 8,289,000 | 8,489,000 |
| Equity capital | 18,652,000 | 19,126,000 | 19,776,000 | 19,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,880,000 | 3,769,000 | 5,693,000 | 7,624,000 |
| Interest expense | 317,000 | 613,000 | 858,000 | 1,098,000 |
| Net interest income | 1,563,000 | 3,156,000 | 4,835,000 | 6,526,000 |
| Noninterest income | 94,000 | 218,000 | 316,000 | 394,000 |
| Noninterest expense | 1,416,000 | 2,723,000 | 3,996,000 | 5,180,000 |
| Provision for loan losses | 105,000 | 150,000 | 225,000 | 309,000 |
| Pretax income | 108,000 | 460,000 | 853,000 | 1,301,000 |
| Income tax | 10,000 | 114,000 | 234,000 | 374,000 |
| Net income | 98,000 | 346,000 | 619,000 | 927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,126,000 | 18,374,000 | 18,647,000 | 18,655,000 |
| Total capital | 19,645,000 | 19,904,000 | 20,221,000 | 20,221,000 |
| Risk-weighted assets | 120,878,000 | 121,720,000 | 125,187,000 | 124,479,000 |