Call reports 2010
HILLTOP COMMUNITY BANK — 2010
What HILLTOP COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 174,167,000 | 178,856,000 | 169,927,000 | 157,094,000 |
| Total loans | 112,320,000 | 109,593,000 | 110,279,000 | 106,331,000 |
| Allowance for loan losses | 1,977,000 | 2,110,000 | 1,919,000 | 2,011,000 |
| Securities available for sale | 36,118,000 | 36,318,000 | 50,837,000 | 31,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,955,000 | 157,720,000 | 148,114,000 | 135,732,000 |
| Interest-bearing deposits | 138,999,000 | 144,817,000 | 140,273,000 | 127,622,000 |
| Noninterest-bearing deposits | 11,956,000 | 12,903,000 | 7,841,000 | 8,110,000 |
| Equity capital | 20,356,000 | 18,263,000 | 18,838,000 | 18,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,045,000 | 4,044,000 | 5,984,000 | 7,903,000 |
| Interest expense | 367,000 | 753,000 | 1,133,000 | 1,487,000 |
| Net interest income | 1,678,000 | 3,291,000 | 4,851,000 | 6,416,000 |
| Noninterest income | 61,000 | 140,000 | 260,000 | 356,000 |
| Noninterest expense | 1,303,000 | 2,612,000 | 3,925,000 | 5,256,000 |
| Provision for loan losses | 135,000 | 270,000 | 375,000 | 480,000 |
| Pretax income | 268,000 | 503,000 | 708,000 | 880,000 |
| Income tax | 92,000 | 165,000 | 215,000 | 251,000 |
| Net income | 176,000 | 338,000 | 493,000 | 629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,075,000 | 17,737,000 | 17,891,000 | 18,028,000 |
| Total capital | 21,779,000 | 19,360,000 | 19,674,000 | 19,567,000 |
| Risk-weighted assets | 136,013,000 | 129,253,000 | 142,400,000 | 122,547,000 |