Call reports 2009
HILLTOP COMMUNITY BANK — 2009
What HILLTOP COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 206,788,000 | 180,721,000 | 167,497,000 | 165,947,000 |
| Total loans | 115,839,000 | 114,539,000 | 112,594,000 | 113,669,000 |
| Allowance for loan losses | 1,677,000 | 1,648,000 | 1,743,000 | 1,848,000 |
| Securities available for sale | 34,319,000 | 32,056,000 | 36,246,000 | 34,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,145,000 | 158,987,000 | 144,873,000 | 143,037,000 |
| Interest-bearing deposits | 173,076,000 | 146,361,000 | 131,008,000 | 130,528,000 |
| Noninterest-bearing deposits | 12,069,000 | 12,626,000 | 13,865,000 | 12,509,000 |
| Equity capital | 18,600,000 | 18,785,000 | 19,653,000 | 19,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,227,000 | 4,396,000 | 6,503,000 | 8,646,000 |
| Interest expense | 945,000 | 1,698,000 | 2,133,000 | 2,508,000 |
| Net interest income | 1,282,000 | 2,698,000 | 4,370,000 | 6,138,000 |
| Noninterest income | 94,000 | 205,000 | 294,000 | 370,000 |
| Noninterest expense | 1,312,000 | 2,688,000 | 3,952,000 | 5,131,000 |
| Provision for loan losses | 75,000 | 110,000 | 205,000 | 310,000 |
| Pretax income | 98,000 | -5,000 | 397,000 | 910,000 |
| Income tax | 21,000 | -37,000 | 108,000 | 315,000 |
| Net income | 77,000 | 32,000 | 289,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,303,000 | 19,336,000 | 19,593,000 | 19,899,000 |
| Total capital | 20,980,000 | 21,022,000 | 21,248,000 | 21,563,000 |
| Risk-weighted assets | 142,354,000 | 134,844,000 | 132,261,000 | 132,898,000 |