Call reports 2008
HILLTOP COMMUNITY BANK — 2008
What HILLTOP COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 179,389,000 | 179,535,000 | 165,377,000 | 180,718,000 |
| Total loans | 112,558,000 | 115,503,000 | 119,248,000 | 116,711,000 |
| Allowance for loan losses | 1,514,000 | 1,544,000 | 1,574,000 | 1,604,000 |
| Securities available for sale | 55,852,000 | 55,080,000 | 38,041,000 | 37,276,000 |
| Securities held to maturity | 1,999,000 | 500,000 | 500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,765,000 | 160,118,000 | 146,885,000 | 162,539,000 |
| Interest-bearing deposits | 150,604,000 | 149,394,000 | 134,691,000 | 151,121,000 |
| Noninterest-bearing deposits | 9,161,000 | 10,724,000 | 12,194,000 | 11,418,000 |
| Equity capital | 15,675,000 | 15,495,000 | 15,198,000 | 14,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,354,000 | 4,722,000 | 7,052,000 | 9,344,000 |
| Interest expense | 1,035,000 | 1,957,000 | 2,746,000 | 3,527,000 |
| Net interest income | 1,319,000 | 2,765,000 | 4,306,000 | 5,817,000 |
| Noninterest income | 82,000 | 146,000 | 213,000 | 277,000 |
| Noninterest expense | 1,133,000 | 2,294,000 | 3,461,000 | 4,736,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 269,000 | 588,000 | 999,000 | 284,000 |
| Income tax | 96,000 | 208,000 | 355,000 | 50,000 |
| Net income | 173,000 | 380,000 | 644,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,243,000 | 15,450,000 | 15,714,000 | 15,304,000 |
| Total capital | 16,757,000 | 16,994,000 | 17,288,000 | 16,908,000 |
| Risk-weighted assets | 148,210,000 | 149,475,000 | 135,155,000 | 143,392,000 |