Call reports 2007
HILLTOP COMMUNITY BANK — 2007
What HILLTOP COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 152,338,000 | 160,319,000 | 149,806,000 | 159,211,000 |
| Total loans | 108,711,000 | 104,511,000 | 106,554,000 | 111,051,000 |
| Allowance for loan losses | 1,394,000 | 1,454,000 | 1,469,000 | 1,484,000 |
| Securities available for sale | 27,273,000 | 27,736,000 | 33,360,000 | 38,950,000 |
| Securities held to maturity | 5,500,000 | 4,998,000 | 4,499,000 | 3,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,300,000 | 141,998,000 | 130,747,000 | 140,651,000 |
| Interest-bearing deposits | 125,488,000 | 132,905,000 | 122,213,000 | 132,079,000 |
| Noninterest-bearing deposits | 8,812,000 | 9,093,000 | 8,534,000 | 8,572,000 |
| Equity capital | 14,899,000 | 14,927,000 | 15,311,000 | 15,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 4,609,000 | 6,926,000 | 9,242,000 |
| Interest expense | 1,056,000 | 2,055,000 | 3,079,000 | 4,124,000 |
| Net interest income | 1,263,000 | 2,554,000 | 3,847,000 | 5,118,000 |
| Noninterest income | 58,000 | 120,000 | 195,000 | 281,000 |
| Noninterest expense | 1,070,000 | 2,146,000 | 3,229,000 | 4,324,000 |
| Provision for loan losses | 60,000 | 120,000 | 135,000 | 150,000 |
| Pretax income | 191,000 | 408,000 | 678,000 | 925,000 |
| Income tax | 77,000 | 165,000 | 272,000 | 368,000 |
| Net income | 114,000 | 243,000 | 406,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,627,000 | 14,756,000 | 14,918,000 | 15,070,000 |
| Total capital | 16,021,000 | 16,210,000 | 16,387,000 | 16,554,000 |
| Risk-weighted assets | 130,508,000 | 128,185,000 | 128,362,000 | 139,497,000 |