Call reports 2006
HILLTOP COMMUNITY BANK — 2006
What HILLTOP COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 154,470,000 | 157,597,000 | 155,417,000 | 156,671,000 |
| Total loans | 98,742,000 | 105,329,000 | 108,028,000 | 106,993,000 |
| Allowance for loan losses | 1,154,000 | 1,214,000 | 1,274,000 | 1,334,000 |
| Securities available for sale | 32,477,000 | 30,957,000 | 29,641,000 | 28,388,000 |
| Securities held to maturity | 12,507,000 | 10,507,000 | 10,508,000 | 7,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,978,000 | 137,086,000 | 136,753,000 | 138,070,000 |
| Interest-bearing deposits | 130,006,000 | 128,989,000 | 127,304,000 | 129,080,000 |
| Noninterest-bearing deposits | 8,972,000 | 8,097,000 | 9,449,000 | 8,990,000 |
| Equity capital | 12,089,000 | 14,130,000 | 14,460,000 | 14,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,241,000 | 6,536,000 | 8,881,000 |
| Interest expense | 860,000 | 1,801,000 | 2,871,000 | 3,994,000 |
| Net interest income | 1,221,000 | 2,440,000 | 3,665,000 | 4,887,000 |
| Noninterest income | 52,000 | 117,000 | 164,000 | 207,000 |
| Noninterest expense | 1,025,000 | 2,079,000 | 3,100,000 | 4,002,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 188,000 | 358,000 | 549,000 | 779,000 |
| Income tax | 75,000 | 143,000 | 219,000 | 311,000 |
| Net income | 113,000 | 215,000 | 330,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,157,000 | 14,260,000 | 14,374,000 | 14,513,000 |
| Total capital | 13,311,000 | 15,474,000 | 15,648,000 | 15,847,000 |
| Risk-weighted assets | 124,417,000 | 126,772,000 | 129,172,000 | 128,363,000 |