Call reports 2003
HILLTOP COMMUNITY BANK — 2003
What HILLTOP COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 101,438,000 | 107,375,000 | 117,644,000 | 122,240,000 |
| Total loans | 42,091,000 | 45,776,000 | 50,125,000 | 51,622,000 |
| Allowance for loan losses | 570,000 | 615,000 | 659,000 | 704,000 |
| Securities available for sale | 30,090,000 | 32,540,000 | 38,823,000 | 38,545,000 |
| Securities held to maturity | 18,564,000 | 19,092,000 | 20,587,000 | 21,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,801,000 | 91,327,000 | 98,688,000 | 107,065,000 |
| Interest-bearing deposits | 75,087,000 | 76,632,000 | 82,947,000 | 89,729,000 |
| Noninterest-bearing deposits | 12,714,000 | 14,695,000 | 15,741,000 | 17,336,000 |
| Equity capital | 7,106,000 | 11,177,000 | 11,180,000 | 11,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,068,000 | 2,164,000 | 3,269,000 | 4,498,000 |
| Interest expense | 331,000 | 642,000 | 907,000 | 1,180,000 |
| Net interest income | 737,000 | 1,522,000 | 2,362,000 | 3,318,000 |
| Noninterest income | 29,000 | 57,000 | 94,000 | 131,000 |
| Noninterest expense | 687,000 | 1,410,000 | 2,162,000 | 2,902,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 56,000 | 165,000 | 246,000 | 457,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 165,000 | 246,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,318,000 | 10,413,000 | 10,483,000 | 10,700,000 |
| Total capital | 6,888,000 | 11,028,000 | 11,142,000 | 11,404,000 |
| Risk-weighted assets | 69,056,000 | 73,964,000 | 83,433,000 | 86,810,000 |