Call reports 2001
HILLTOP COMMUNITY BANK — 2001
What HILLTOP COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,428,000 | 49,800,000 | 54,092,000 | 58,683,000 |
| Total loans | 14,190,000 | 15,624,000 | 19,711,000 | 23,097,000 |
| Allowance for loan losses | 210,000 | 255,000 | 300,000 | 345,000 |
| Securities available for sale | 18,085,000 | 19,773,000 | 18,354,000 | 21,236,000 |
| Securities held to maturity | 3,012,000 | 3,011,000 | 3,010,000 | 5,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,808,000 | 38,319,000 | 41,458,000 | 45,834,000 |
| Interest-bearing deposits | 35,294,000 | 33,096,000 | 35,619,000 | 36,363,000 |
| Noninterest-bearing deposits | 4,514,000 | 5,223,000 | 5,839,000 | 9,471,000 |
| Equity capital | 7,912,000 | 7,528,000 | 7,548,000 | 7,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,375,000 | 2,062,000 | 2,777,000 |
| Interest expense | 392,000 | 798,000 | 1,116,000 | 1,399,000 |
| Net interest income | 288,000 | 577,000 | 946,000 | 1,378,000 |
| Noninterest income | 11,000 | 23,000 | 42,000 | 67,000 |
| Noninterest expense | 568,000 | 1,154,000 | 1,735,000 | 2,332,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | -233,000 | -557,000 | -793,000 | -977,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -233,000 | -557,000 | -793,000 | -977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,104,000 | 6,804,000 | 6,589,000 | 6,426,000 |
| Total capital | 7,314,000 | 7,059,000 | 6,889,000 | 6,771,000 |
| Risk-weighted assets | 24,170,000 | 26,505,000 | 31,114,000 | 35,086,000 |