Call reports 2005
APOLLO TRUST COMPANY — 2005
What APOLLO TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 120,366,000 | 120,053,000 | 120,931,000 | 119,479,000 |
| Total loans | 56,777,000 | 55,798,000 | 53,280,000 | 52,177,000 |
| Allowance for loan losses | 673,000 | 695,000 | 712,000 | 693,000 |
| Securities available for sale | 43,418,000 | 44,567,000 | 48,020,000 | 47,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,166,000 | 101,370,000 | 102,546,000 | 101,362,000 |
| Interest-bearing deposits | 73,336,000 | 70,576,000 | 70,550,000 | 71,024,000 |
| Noninterest-bearing deposits | 28,830,000 | 30,794,000 | 31,996,000 | 30,337,000 |
| Equity capital | 17,288,000 | 17,659,000 | 17,511,000 | 17,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,675,000 | 4,073,000 | 5,505,000 |
| Interest expense | 200,000 | 407,000 | 614,000 | 828,000 |
| Net interest income | 1,124,000 | 2,268,000 | 3,459,000 | 4,677,000 |
| Noninterest income | 204,000 | 453,000 | 698,000 | 974,000 |
| Noninterest expense | 978,000 | 1,958,000 | 2,936,000 | 3,896,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 320,000 | 703,000 | 1,131,000 | 1,635,000 |
| Income tax | 54,000 | 123,000 | 208,000 | 321,000 |
| Net income | 266,000 | 580,000 | 923,000 | 1,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,887,000 | 16,982,000 | 17,103,000 | 17,107,000 |
| Total capital | 17,560,000 | 17,677,000 | 17,815,000 | 17,800,000 |
| Risk-weighted assets | 66,520,000 | 70,839,000 | 64,494,000 | 64,323,000 |