Call reports 2004
APOLLO TRUST COMPANY — 2004
What APOLLO TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 128,850,000 | 123,999,000 | 125,147,000 | 121,173,000 |
| Total loans | 63,631,000 | 62,246,000 | 60,263,000 | 58,332,000 |
| Allowance for loan losses | 640,000 | 655,000 | 670,000 | 684,000 |
| Securities available for sale | 47,408,000 | 46,868,000 | 44,896,000 | 42,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,164,000 | 106,232,000 | 106,476,000 | 102,661,000 |
| Interest-bearing deposits | 81,224,000 | 78,204,000 | 78,112,000 | 74,061,000 |
| Noninterest-bearing deposits | 28,940,000 | 28,028,000 | 28,364,000 | 28,599,000 |
| Equity capital | 17,567,000 | 16,980,000 | 17,620,000 | 17,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,742,000 | 4,099,000 | 5,443,000 |
| Interest expense | 213,000 | 421,000 | 624,000 | 824,000 |
| Net interest income | 1,173,000 | 2,321,000 | 3,475,000 | 4,619,000 |
| Noninterest income | 222,000 | 463,000 | 703,000 | 1,065,000 |
| Noninterest expense | 936,000 | 1,864,000 | 2,802,000 | 3,763,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 429,000 | 860,000 | 1,286,000 | 1,801,000 |
| Income tax | 82,000 | 164,000 | 246,000 | 356,000 |
| Net income | 347,000 | 696,000 | 1,040,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,557,000 | 16,687,000 | 16,812,000 | 16,843,000 |
| Total capital | 17,197,000 | 17,342,000 | 17,482,000 | 17,527,000 |
| Risk-weighted assets | 73,531,000 | 77,217,000 | 74,948,000 | 73,088,000 |