Call reports 2003
APOLLO TRUST COMPANY — 2003
What APOLLO TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 130,390,000 | 130,728,000 | 127,633,000 | 125,986,000 |
| Total loans | 66,212,000 | 65,557,000 | 64,800,000 | 63,526,000 |
| Allowance for loan losses | 703,000 | 755,000 | 715,000 | 652,000 |
| Securities available for sale | 46,530,000 | 43,070,000 | 43,660,000 | 46,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,340,000 | 111,848,000 | 109,420,000 | 107,905,000 |
| Interest-bearing deposits | 86,150,000 | 85,747,000 | 82,717,000 | 81,762,000 |
| Noninterest-bearing deposits | 26,190,000 | 26,101,000 | 26,703,000 | 26,143,000 |
| Equity capital | 16,785,000 | 17,389,000 | 17,180,000 | 17,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,149,000 | 4,636,000 | 6,067,000 |
| Interest expense | 397,000 | 679,000 | 914,000 | 1,139,000 |
| Net interest income | 1,198,000 | 2,470,000 | 3,722,000 | 4,928,000 |
| Noninterest income | 199,000 | 446,000 | 684,000 | 971,000 |
| Noninterest expense | 934,000 | 1,874,000 | 2,813,000 | 3,729,000 |
| Provision for loan losses | 24,000 | 54,000 | 84,000 | 114,000 |
| Pretax income | 439,000 | 988,000 | 1,509,000 | 2,056,000 |
| Income tax | 84,000 | 203,000 | 314,000 | 431,000 |
| Net income | 355,000 | 785,000 | 1,195,000 | 1,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,934,000 | 14,931,000 | 16,358,000 | 16,424,000 |
| Total capital | 16,637,000 | 15,686,000 | 17,073,000 | 17,076,000 |
| Risk-weighted assets | 78,216,000 | 82,762,000 | 75,073,000 | 73,320,000 |