Call reports 2002
APOLLO TRUST COMPANY — 2002
What APOLLO TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,394,000 | 126,660,000 | 131,301,000 | 132,143,000 |
| Total loans | 66,678,000 | 69,014,000 | 69,735,000 | 68,183,000 |
| Allowance for loan losses | 856,000 | 846,000 | 848,000 | 721,000 |
| Securities available for sale | 43,452,000 | 43,416,000 | 42,346,000 | 44,219,000 |
| Securities held to maturity | 9,000 | 9,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,269,000 | 104,836,000 | 108,339,000 | 109,386,000 |
| Interest-bearing deposits | 79,249,000 | 80,631,000 | 82,942,000 | 86,004,000 |
| Noninterest-bearing deposits | 25,020,000 | 24,204,000 | 25,397,000 | 23,381,000 |
| Equity capital | 15,622,000 | 15,918,000 | 16,595,000 | 16,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,486,000 | 5,212,000 | 6,926,000 |
| Interest expense | 640,000 | 1,252,000 | 1,856,000 | 2,360,000 |
| Net interest income | 1,086,000 | 2,234,000 | 3,356,000 | 4,566,000 |
| Noninterest income | 225,000 | 456,000 | 718,000 | 984,000 |
| Noninterest expense | 893,000 | 1,794,000 | 2,701,000 | 3,615,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 394,000 | 848,000 | 1,353,000 | 1,891,000 |
| Income tax | 73,000 | 167,000 | 277,000 | 395,000 |
| Net income | 321,000 | 681,000 | 1,076,000 | 1,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,955,000 | 15,078,000 | 14,801,000 | 15,784,000 |
| Total capital | 16,811,000 | 15,924,000 | 15,649,000 | 16,505,000 |
| Risk-weighted assets | 84,481,000 | 85,860,000 | 84,563,000 | 78,900,000 |