Call reports 2026
STAFFORD SAVINGS BANK — 2026
What STAFFORD SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 507,645,000 | 507,036,000 |
| Total loans | 66,501,000 | 66,592,000 |
| Allowance for loan losses | 1,257,000 | 1,238,000 |
| Securities available for sale | 96,028,000 | 95,590,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 225,735,000 | 202,250,000 |
| Interest-bearing deposits | 213,195,000 | 192,216,000 |
| Noninterest-bearing deposits | 12,540,000 | 10,034,000 |
| Equity capital | 230,994,000 | 248,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,331,000 | 6,802,000 |
| Interest expense | 521,000 | 1,045,000 |
| Net interest income | 2,810,000 | 5,757,000 |
| Noninterest income | 220,000 | 391,000 |
| Noninterest expense | 1,551,000 | 3,135,000 |
| Provision for loan losses | 0 | -19,000 |
| Pretax income | 4,005,000 | 27,718,000 |
| Income tax | 932,000 | 7,276,000 |
| Net income | 3,073,000 | 20,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 230,953,000 | 248,321,000 |
| Total capital | 232,271,000 | 249,639,000 |
| Risk-weighted assets | 709,898,000 | 775,871,000 |