Call report 2025Q4
STAFFORD SAVINGS BANK — 2025Q4
The 22 measures STAFFORD SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 475,408,000 | USD | evidence → |
| Total loans | 67,320,000 | USD | evidence → |
| Allowance for loan losses | 1,248,000 | USD | evidence → |
| Securities available for sale | 96,292,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 196,656,000 | USD | evidence → |
| Interest-bearing deposits | 182,323,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,333,000 | USD | evidence → |
| Equity capital | 228,495,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,256,000 | USD | evidence → |
| Interest expense | 1,479,000 | USD | evidence → |
| Net interest income | 10,777,000 | USD | evidence → |
| Noninterest income | 760,000 | USD | evidence → |
| Noninterest expense | 6,204,000 | USD | evidence → |
| Provision for loan losses | 61,000 | USD | evidence → |
| Pretax income | 32,891,000 | USD | evidence → |
| Income tax | 8,224,000 | USD | evidence → |
| Net income | 24,667,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 227,879,000 | USD | evidence → |
| Total capital | 229,188,000 | USD | evidence → |
| Risk-weighted assets | 706,903,000 | USD | evidence → |